L. F. Handriani, T. Chaidir, and I. Suriadi, “PENGARUH ALAT PEMBAYARAN MENGGUNAKAN KARTU (APMK) DAN DANA FLOAT TERHADAP VELOCITY OF MONEY DI INDONESIA PERIODE 2015.1 – 2024.12: The Effect Of Payment Instruments Using Cards (APMK) And Float Funds On The Velocity Of Money In Indonesia In The Period 2015.1 – 2024.12”, Ganec Swara, vol. 19, no. 4, pp. 1240–1255, Dec. 2025.