Fahmi, Trisdian, Indah Ariffianti, Erviva Fariantin, and Elvina Setiawati. “ANALISIS PENGARUH PENGGUNAAN FINTECH PEER TO PEER LENDING TERHADAP INKLUSI KEUANGAN UMKM DI KOTA MATARAM: Analysis Of The Influence Of The Use Of Fintech Peer To Peer Lending On Financial Inclusion Of MSMEs In Mataram City”. Ganec Swara 19, no. 4 (December 2, 2025): 1568–1575. Accessed December 7, 2025. https://jurnal.yalamqa.com/index.php/gara/article/view/454.